Mortgages
One of the biggest, and most important financial decisions made by anyone during their life is borrowing to purchase their own home. As Mortgage advisors, we appreciate the hassle and stress that this process can cause, and try to take the pressure off our clients.
Our specialised mortgage sourcing system, which is representative of the whole of the market, is updated on a daily basis, which means that we can provide you with up to date information regarding your recommended mortgage, whether it be with a well known High Street lender, major Bank & Building Societies, or a more specialised centralized lender.
We can offer all types of mortgage available including fixed and capped rates, trackers, discounted mortgages, products offering cash backs, 100% mortgages and even mortgages where you can borrow more than the value of the property you are buying. All of these are also available on traditional capital/repayment mortgages, interest only mortgages, or a combination of the two, allowing you to fit your monthly payment exactly with your budget.
Don't be concerned if you feel that you will not qualify for a mortgage for some reason. We can use our expertise to point you in the right direction, usually finding that we can overcome even the most difficult of circumstances. This includes adverse credit*, lending past your retirement age, difficulty in proving income, Right-to-Buy and multiple applicants (i.e. family members, friends, work colleagues etc)
* Our overall cost comparison for these mortgages is 8.2%APR
Kevin Brooks trading as Brooks Associates is an Appointed Representitive of The Mortgage Times Group Limited, 279 Tottenham Court Road, London, W1T 7RJ, which is authorised and regulated by the Financial Services Authority no 303007. Think carefully before securing other debts against your home; your home may be repossessed if you do not keep up repayments on a mortgage.







