Secured Loans

There are times when for some reason or another, you need to raise money against the equity in your property without using your existing mortgage provider. At times like this, one often suitable option is a secured loan, or second charge on your property This type of borrowing does not suit everybody, but should not be discounted without contacting us for advice.

Rates can start at as little as 6.9% APR subject to status, and generally, the interest rate is variable, and the repayment method capital and interest. The application and underwriting process is generally relatively simple, and most loans are completed within 4 weeks. There are no solicitors required, and generally the setting up costs are low.

Business and Commercial Loans

Although not an area we particularly specialise in, we have, over the years built up a great network of contacts that can help sole traders, Limited Companies and Partnerships arrange commercial finance. Deposits for this type of loan are generally much higher than other areas we deal with (20%-40%), and interest rates will typically start at 2-2.5% over Bank Base Rate.

As before, if you feel we can help you in this area of financing please phone the office, or fill in the contact us section on the web site.

As of the 1st April 2008 these products become fully regulated.